Testing the Pull Funds Transfer Service

Approved and completed successfully

Refer to card issuer

Refer to card issuer, special condition

Invalid merchant

Pick up card (no fraud)

Do not honor

Error

Pick up card, special condition (fraud account)

Partial approval

Approved (V.I.P)

Invalid transaction

Invalid amount or currency conversion field overflow

Invalid account number (no such number)

No such issuer

Re-enter transaction

No action taken

Unable to locate record in file

File temporarily not available for update or inquiry

No credit account

Lost card, pick up (fraud account)

Stolen card, pick up (fraud account)

Not sufficient funds

No checking account

No savings account

Expired card or expiration date is missing

Incorrect PIN or PIN missing

Transaction not permitted to cardholder

Suspected fraud

Exceeds approval amount limit

Restricted card (card invalid in this region or country)

Security violation (source is not correct issuer)

Transaction does not fulfill AML requirement

Exceeds withdrawal frequency limit

Different value than what is used for PIN encryption error

Allowable number of PIN entry tries exceeded

Unsolicited reversal

Already reversed (by switch)

No financial impact

Cryptographic error found in PIN

Negative CAM, dCVV, iCVV, or CVV results

No reason to decline a request for address verification, CVV2 verification, or a credit voucher or merchandise return

Cannot verify PIN; for example, no PVV

Ineligible to receive financial position info (GIV)

Issuer or switch inoperative and Stand-in Processing (STIP) not applicable or not available for this transaction; Time-out when no stand-in; POS (Point of Sale) Check Service: Destination unavailable; Credit Voucher and Merchandise Return Authorizations: V.I.P. sent the transaction to the issuer, but the issuer was unavailable.

Duplicate transmission. Transaction submitted containing values in tracing data fields that duplicate values in a previously submitted transaction. This code is available in SMS raw data in case of duplicate transmission.

Transaction cannot be completed-violation of law

Surcharge amount not permitted on Visa cards or EBT food stamps (US acquirers only)

Surcharge amount not supported by debit network issuer.

Force STIP

Cash service not available

Cash request exceeds issuer or approved limit

Ineligible for resubmission

Decline for CVV2 failure

Transaction amount exceeds pre-authorized approval amount

Card authentication failed

Stop payment order

Revocation of authorization order

Revocation of all authorizations order

First-time check

Check is OK, but cannot be converted

Invalid routing transit number

Amount greater than established service limit

Unpaid items, failed negative file check (POS Check Service, US only)

Duplicate check number

MICR error

Too many checks

Offline-approved

Unable to go online; offline-approved

Offline-declined

Unable to go online; offline-declined

The

POST

transaction timed out. If the API is not able to complete the transaction within 30 seconds (default) or within the timeout duration set in the HTTP header, it will respond with an

202

HTTP Status Code and a

statusIdentifier

value that can be used in the

GET

operation as the

statusIdentifier

in the URI.

The API detected a duplicate transaction.

The transaction was rejected by Visa due to a message validation error.

Velocity limit exceeded

This is returned due to client certificate does not matched with the one issued by Visa.

This is returned if user credentials are wrong.

The URL access is not permitted.

The message contains an invalid Primary Account Number (PAN)

The URL is invalid or the Resource could not be found.

These are returned when an internal server error occurs.

These are returned when a

Cybersource

server error occurs.

This may be due to network connectivity issue.

Timeout which may be due to network connectivity issue.